As things stand, it’s hard … but nothing is impossible for anyone who would try to get what in the hope that by working hard. A survey says that more than half of workers thought to ask for a pay rise with the coming new year.

Now is the time board. From every corner are provided “solutions” to avoid the dreaded hill of January, that if control of spending every penny, if you watch the sale, if it saves water, electricity, telephone, make a list if before leaving … One is a little help but, however, is not the solution when there is very bad.

Yet many of our costs, we must pass. We who live with the reality of our economy and day, stumble by day, we get from anywhere. I may sound pessimistic, but I do not. From experience I know no one will help. From experience I know that if I want it all better I have to sharpen my intellect.

I need a drive way out of crisis. If I could make something better for me, indirectly and if only for a very small environment (family, friend and client of mine), perhaps better be achieved also for others. It’s like a chain, which gradually became stronger and longer. Be optimistic and as “Charity begins with oneself,” our charity for us and we’ll see. I invite you to put your advice to the slope of January. Maybe someone can benefit from your experience

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